Huge Discounts and Airport Lounge Access with Credit Cards | Guide for Pakistanis
As people who travel often will agree, having the right credit card can make travel cheaper and even more luxurious. Flight and accommodation bookings also attract massive discounts and, in some cases, other benefits like entry to the airport lounge, free travel insurance, or even cash back. These cards, therefore, benefit Pakistani travellers by offering massive discounts and other travel privileges at the international level.
Quick Facts
|
Aspect |
Details |
|
Top Credit Cards for Pakistanis |
HBL Platinum, UBL Visa Infinite, Standard Chartered World Mastercard |
|
Airport Lounge Access |
Free access to over 1,000 lounges worldwide |
|
Savings on Flights and Hotels |
Up to 30% on selected airlines and hotel chains |
|
Annual Fees |
Ranges from PKR 5,000 to PKR 20,000 |
|
Cashback Offers |
Up to 5% on travel-related purchases |
|
Popular Lounge Networks |
LoungeKey, Priority Pass |
|
Additional Benefits |
Travel insurance, foreign exchange discounts |
Why Choose Credit Cards for Discounts and Lounge Access?
Credit cards are primarily payment instruments, but being a loyal traveller will give you access to many benefits. These credit cards feature air travel and accommodation rewards, including cheap airline tickets, hotels and luxury access to airport lounges. To give some examples, they were created to deliver outstanding utility for business travellers and tourists. Their utilisation in travel can benefit Pakistanis by cutting expenses and improving comfort throughout a trip.
What are Top Credit Cards Offering Lounge Access and Discounts?
|
Credit Card |
Main Benefits |
Annual Fee |
Lounge Access |
|
HBL Platinum Credit Card |
Access to 1,000+ lounges, discounts on flights/hotels |
PKR 10,000 |
Priority Pass |
|
UBL Visa Infinite |
Complimentary lounge access, hotel/flight discounts |
PKR 20,000 |
LoungeKey |
|
Standard Chartered World Mastercard |
Free lounge access, cashback on travel expenses |
PKR 12,000 |
LoungeKey, 25 lounges globally |
|
MCB Lite Card |
Travel discounts, limited lounge access |
PKR 5,000 |
Access to selected lounges |
|
Faysal Bank Titanium Card |
Hotel and flight discounts, complimentary lounge access |
PKR 8,000 |
LoungeKey |
How do you get airport lounge access with credit cards?
|
Step |
Details |
|
Step 1: Choose the Right Credit Card |
Select a card that offers complimentary lounge access, such as HBL Platinum or UBL Visa Infinite. |
|
Step 2: Enroll in Lounge Program |
Many credit cards partner with lounge access programs like LoungeKey or Priority Pass. You may need to activate lounge access online. |
|
Step 3: Present Your Card at the Lounge |
Show your eligible credit card at participating lounges. Some lounges require a digital Priority Pass. |
|
Step 4: Enjoy Complimentary Services |
Most lounges provide free Wi-Fi, snacks, drinks, and comfortable seating. Premium lounges may also offer showers and private spaces. |
Contact Us
|
Airline |
Discount |
Eligible Credit Cards |
|
Qatar Airways |
Up to 20% off student and business fares |
UBL Visa Infinite, HBL Platinum |
|
Emirates |
Up to 15% off selected flights |
Standard Chartered World Mastercard, UBL Visa |
|
Turkish Airlines |
10% discount on international flights |
HBL Platinum, Faysal Bank Titanium |
|
Etihad Airways |
Exclusive student deals, 10% off economy class |
HBL Platinum, Standard Chartered Mastercard |
|
Hotel Chain |
Discount |
Eligible Credit Cards |
|
Accor Hotels |
Up to 20% off on selected stays |
HBL Platinum, Standard Chartered Mastercard |
|
Hilton |
Up to 15% off on select locations |
UBL Visa Infinite, HBL Platinum |
|
Marriott |
Special discounts in select cities |
Standard Chartered Mastercard, HBL Platinum |
|
Holiday Inn |
10% off for credit cardholders |
UBL Visa Infinite, Faysal Bank Titanium |
|
Complimentary Travel Insurance |
Most credit cards offer free travel insurance, covering trip cancellations, lost baggage, and medical emergencies, providing peace of mind while traveling abroad. |
|
Foreign Exchange Discounts |
Many cards offer competitive foreign exchange rates, allowing you to save money when making international purchases or withdrawing cash abroad. |
|
Concierge Services |
High-end credit cards, like UBL Visa Infinite, include 24/7 concierge services to assist with travel bookings, reservations, and even exclusive event access. |
|
Use Lounge Access During Layovers |
If you have a long layover, take advantage of your credit card’s lounge access to enjoy free Wi-Fi, snacks, and comfortable seating. |
|
Book Flights and Hotels Through Partner Sites |
Many credit cards offer greater discounts when booking via their partner websites, giving you exclusive deals not available to the general public. |
|
Take Advantage of Cashback Offers |
Credit cards like Standard Chartered World Mastercard offer up to 5% cashback on travel-related purchases, maximizing your savings on airfare and hotel bookings. |
|
Check for Seasonal Promotions |
Keep an eye out for seasonal promotions offered by credit cards, as they can provide extra discounts or bonuses on travel expenses. |
|
Earn Loyalty Points |
Join loyalty programs of airlines or hotels to double your rewards and get extra points by using your credit card for bookings. |
|
Step |
Details |
|
Step 1: Choose a Credit Card |
Research cards that offer the benefits you need, such as discounts and lounge access. |
|
Step 2: Check Eligibility |
Make sure you meet the requirements for the card (e.g., income level, credit score). |
|
Step 3: Apply Online or at a Bank |
Submit your application online or visit the bank to apply for the credit card. |
|
Step 4: Activate and Start Using |
Once approved, activate your card and start using it to enjoy travel perks. |
Which credit card offers the best lounge access for Pakistanis?
The HBL Platinum Credit Card and UBL Visa Infinite provide free access to over 1,000 airport lounges worldwide.
Do credit cards offer discounts on flights and hotels?
Yes, most travel-focused credit cards, including the Standard Chartered World Mastercard and UBL Visa Infinite, provide up to 20% off flights and hotels.
Yes, cards like Standard Chartered World Mastercard offer up to 5% cashback on travel-related purchases, such as flights, hotels, and car rentals.
Yes, airlines such as Qatar Airways, Emirates, and British Airways offer exclusive discounts for students.
What is Priority Pass, and how does it work?
Priority Pass is a program that offers access to over 1,000 airport lounges worldwide. Many Pakistani credit cards provide free Priority Pass membership.
Travel credit cards offer competitive foreign exchange rates, allowing you to purchase abroad with minimal fees.
There is generally no limit to how many times you can use your card as long as it is valid and you meet the eligibility requirements.
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